What Is Financial Planning?
Financial Planning is the process of meeting your life dreams/goals through proper management of your finance.
You can Start by working out your goals in life, in the short, medium and long term.
Prioritize them, and think about the likely cost of those goals and when you will need the money,
so you can start to plan your finances to work out how to achieve them.
Don’t forget you also have to plan for some of the hurdles you may have to overcome too.
It’s about getting organized; being in control of your finances rather than letting your finances control you.
We are here to help you do just that.
Income
It's possible to manage income more effectively through planning. Managing income helps you understand how much money you'll need for tax payments, other monthly expenditures and savings.
Family Security
Providing for your family's financial security is an important part of the financial planning process. Having the proper insurance coverage and policies in place can provide peace of mind for you and your loved ones.
Investment
A proper financial plan considers your personal circumstances, objectives and risk tolerance. It acts as a guide in helping choose the right types of investments to fit your needs, personality, and goals.
Standard of Living
The savings created from good planning can prove beneficial in difficult times. For example, you can make sure there is enough insurance coverage to replace any lost income should a family bread winner become unable to work.
Savings
It used to be called saving for a rainy day. But sudden financial changes can still throw you off track. It is good to have some investments with high liquidity. These investments can be utilized in times of emergency.
Long Term Goals
Some milestones are very important in life. Be it a family car, your own house, your children's education or their marriage; it is a responsibility to fulfill these needs. Financial planning is a process of making a proper financial plan to meet your financial goals in a specific period of time. It is better to plan early since investing options may earn high returns over the period of time. Investing your money from now will make it easier to achieve such long term goals.
Retirement
While meeting your family goals it is a general objective to have a comfortable retired life. If you’re planning a retirement after more than 10 years you should plan investing from now because the magic of compounding is experienced if stayed invested for a long term. Financial planning helps you create adequate corpus for retirement when expenses continue but income seems to be drying. It is advisable to consider investing for your life’s goals. Plan today, for a better tomorrow.
Services
Below are the list of financial services we provide.
Mutual Fund
A mutual fund is a professionally managed investment fund that pools money from many investors to purchase securities.
Shares
Shares are units of ownership interest in a corporation or financial asset that provide for an equal distribution in any profits, if any are declared, in the form of dividends.
Insurance
Insurance is a means of protection from financial loss. It is a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss.
Postal Investments
Indian Government Savings Bond, primarily used for small savings and income tax saving investments, are a part of the postal savings system of Indian Postal Service
Bonds
A bond is a fixed income investment in which an investor loans money to an entity (typically corporate or governmental) which borrows the funds for a defined period of time at a variable or fixed interest rate.
PAN card, etc.
Permanent Account Number (PAN) is a code that acts as an identification for individuals, families and corporates (Indian or Foreign), especially those who pay Income Tax.
Why choose us?
We help you grow your money and achieve your goals and dreams.
Your success is our priority.
Grow your money
Through systematic financial planning, we help you invest and grow your money.
Financial Security
We provide you Insurance Plans helps to provide long-term financial security to your loved ones.
Trust
We understand the value of your hard earned money. We treasure the trust our patrons have on us.
Clients
Years of experiance
Amount of money managed so far
Team
Subhash Chandra Paul
Individual Financial AdvisorSubhash Chandra Paul
( Individual Financial Advisor )
Personal finance is one of the most important thing for every individual. It must be personalized, planned, prioritized, and perfected. With more than 20+ years of experience, we can help you plan and invest your hard earned money so that you can watch your money grow and achieve your dreams. Investing your money early will make it easier to achieve such long term goals.
Contact Us
Adhikari Market, Dahigora, P.O. Ghatshila, Jharkhand 832303
subhash.9116@gmail.com
+91 9431301973